The Federal Reserve has announced the moving of their check processing site from Los Angeles to Cleveland. As a result, some checks that are drawn on and deposited at banks located in the affected check processing regions and that are currently non-local checks will become local checks subject to faster availability schedules. Effective November 14, 2009, funds availability will be based on the local check hold policy for deposited checks with a routing and transit number containing the following first 4 digits:

0220, 0223, 0410, 0412, 0420-0423, 0430, 0432-0434, 0440-0442, 0515, 0519, 0710-0712, 0719-0720, 0724, 0730, 0739-0740, 0749-0750, 0759, 0813, 0830, 0839, 0863, 0910-0915, 0918-0921, 0929, 0960, 1010-1012, 1019-1023,1030-1031, 1039-1041, 1049, 1070, 1110-1111, 1113, 1119-1120, 1122-1123, 1130-1031, 1140, 1149, 1163,
1210-1213, 1220-1224, 1230-1233, 1240-1243, 1250-1252, 2220, 2223, 2410, 2412, 2420-2423, 2430, 2432-2434, 2440-2442, 2515, 2519, 2710-2712, 2719-2720, 2724, 2730, 2739-2740, 2749-2750, 2759, 2813, 2830, 2839, 2863, 2910-2915, 2918-2921, 2929, 2960, 3010-3012, 3019-3023, 3030-3031, 3039-3041, 3049, 3070, 3110-3111,
3113, 3119-3120, 3122-3123, 3130-3131, 3140, 3149, 3163, 3210-3213, 3220-3224, 3230-3233, 3240-3243 and 3250-3252.

This change benefits you as it means more checks will have the shorter "local" hold before the funds are made available.